Why the RAF Could Be the Best Kept Secret for Dentists

Is there a way to qualify as a dentist with zero student debt and a guaranteed high salary? In this episode of Just4Dentists, Dr. Ruth Baidoo sits down with Dr. Oli Hinton to explore his unconventional career path through the Royal Air Force (RAF).

Oli shares the reality of life as a military dentist, where clinical focus is paramount and the "financial burden" of education is removed through military scholarships and bursaries. We dive into the transition from a structured, salaried military role to the commercial world of civilian dentistry and private practice ownership.

In this episode, we cover:

• The financial "head start" of graduating without student loans and managing early-career disposable income.
• Navigating the "culture shock" and commercial sales aspect of moving to private general practice.
• Expert advice on lifestyle inflation, mortgage affordability, and the importance of cash buffers for self-employed dentists.

Following the interview, financial experts Andrew Brown (Mortgages4Dentists) and Martin Febery (Money4Dentists) provide a practical audit of Oli’s journey and how to protect your income when you lose military safety nets.

Have a question or want tailored expert advice? 

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Presented by Dr Ruth Baidoo 

Produced by Your Podcast Producer Ltd for the Just4Dentists team

Additional Information:

Dr Ruth Baidoo: https://dr-ruth-dentist.com/

Dr Oli Hinton: https://www.olihintondental.com/about

King Street Dental: https://www.kingstreetdent.co.uk/

Just4Dentists: www.j4d.co.uk

Your Podcast Producer: www.yourpodcastproducer.com

Disclaimer: The information provided in this podcast is for educational and informational purposes only and does not constitute formal financial or legal advice. Every dentist’s career pathway and financial situation is unique; therefore, you should not rely on this content as a substitute for professional advice tailored to your specific circumstances. The value of investments can go down as well as up, and past performance is not a reliable indicator of future results.

Transcript

Dr Ruth Baidoo 0:00

Hi, I'm Dr. Ruth Baidoo, a dentist who spent years figuring out not just how dentistry works, but how life as a dentist works. This series is all about the human stories behind the profession, the financial decisions, the identity shifts, the pressures, and the moments that define your career. We're going to dive into money, mindset, career growth, and the practical realities of building a life in dentistry. And with the help of industry experts, we'll be breaking down what all of this means for your financial future. So whether you're just starting out, you're deep into your career, or simply trying to make smarter decisions for your future, this podcast is for you. Welcome to Just 4Dentists.

Dr Ruth Baidoo 0:41

Hi everyone, I'm Dr. Ruth Baidoo and welcome to Just 4Dentists. It's another day and another episode. I hope that you're all doing well. And if you're joining us for the first time, welcome. Cannot wait to get into this episode with you. If you don't know what Just4Dentists is all about, here's the breakdown. In every episode, you'll hear a dentist's personal journey, the opportunities they've pursued, the challenges they've faced, and the realities of building a sustainable career in dentistry. And then afterwards, I'm joined by financial experts who help translate those stories into clear practical guidance for your own future planning. So don't go anywhere. So have you ever thought about an unconventional pathway in dentistry? Like maybe considering doing it via the RAF or the forces? My guest today is Dr. Oliver Hinton, principal dentist of King Street Dental. The thing with Ollie is that his journey into dentistry is far from typical. From his teenage years, he had one goal to become a dentist. And he took an unusual pathway to make it happen, combining military experience or service with fully funded dental education. And while in the RAF, he gained not just clinical experience but leadership skills, management know-how, and financial stability, things that most early career dentists dream of. After almost a decade, he transitioned into civilian dentistry and now works as a general dentist with a focus on endodontics. I can't wait for you to hear today's episode and his story, his insights on career planning and finances, and the lessons he's learned along the way. This podcast is for informational and educational purposes only. The views expressed by myself and my guests are our own and are provided this general expert guidance and industry insight. Because every dentist's circumstances are unique, you should always seek independent advice tailored to your specific situation before making any major financial decisions.

Interview with Dr Oli Hinton

Dr Ruth Baidoo 2:19

Hi Oli, lovely to meet you. Really nice to connect with you today. How are you doing so far?

Dr Oliver Hinton 2:23

Oh, really good, thank you. Yeah, all good.

Dr Ruth Baidoo 2:25

Fantastic. I can tell we're gonna have a really great chat today. So obviously, as a dentist, your journey through dentistry was a little bit different than the average dentist, if you will, in terms of you being in the RAF and that background. So tell me more, how did that come about?

Dr Oliver Hinton 2:37

Yeah, so I suppose um I decided quite early that I wanted to be a dentist, and that's maybe a common theme. So it is around the time my dad was maybe having little conversations with me about what I wanted to do in terms of jobs and things. And at the time there was a real shortage of dentistry on lots of media coverage with people queuing up for to try and get access to NHS dentistry. And so around that time I thought I'd quite like that. It seemed quite a practical job and using my hands to physically do something and make a difference. So that started early. And it was one of my primary school teachers, it was friends with my uh my dad at the time, had suggested he'd seen an advert for Welbeck College, which was a military six-form college at the time, and he suggested to him that that may be a good option for me. So that's how it started. And I went for an interview at the RAF Careers Office in Manchester when I was 15 to apply for the one dental scholarship that was available for that year for the for the military college. And it was an extremely competitive process. There was five and a half thousand people applied that year. But as I sort of started to understand through that process, was that if I managed to achieve that, it may be a little bit easier for me a bit later down the line where where everyone else would be really, you know, having to work hard to compete against each other. If I did it a little bit earlier, then it may be easier. So I I didn't start out necessarily with um a desire to become a sort of um have a military career as such, but it was more uh that this could um facilitate me being able to become a dentist.

Dr Ruth Baidoo 4:04

So when you made that decision to commit to doing dentistry via the pathway and the route of the RAF, can you tell me a little bit more about the financial commitments that there were and how did that start off? Did you see a difference in that particular pathway and route versus like your colleagues from dental school who kind of went into the more traditional route, so to speak?

Dr Oliver Hinton 4:25

Um, there was sponsorship available at the time, so sort of bursaries and such. Um and with the scheme at the time when I was going through, there was um an option for covering things like your tuition fees and um also a salary that would go towards the overall benefit package, um, the agreement, if you like. You know, if you go through university, uh pass the course, uh, maintain your fitness so that when you come out, you're you're ready to go and contribute to the organisation. And in return, you know, you'll you'll do a certain amount of time within a contract with us. We will, you know, give you some benefits, you know, from a financial perspective. So again, it leads back to me enjoying that phase of my life as much as I could. I didn't have to worry about the financial side, which is a challenge for a lot of people that go into university. Um, and then I knew on graduation I always had a bit more added motivation that I already had something in place. I had a job, I didn't have to think about that too much, and also that the initial salary would be quite competitive in respect of my peers. Uh, so the the path was laid out for me. I just had to make sure that I satisfied the criteria of what I needed to do. So that made it a little bit easier for me, I'd say.

Dr Ruth Baidoo 5:35

So then can you break it down for me? Because I myself know very, very little about this particular aspect of dentistry. So, what would a typical day look like for you when you were in the RAF as a dentist? Was every day different or not?

Dr Oliver Hinton 5:47

Yeah, within the professional trade of dentistry, um, most days it would be equitable to a sort of a day in general practice, but with um uh quite an array of significant differences, I would say. So, first and foremost, there's no exchange of finance between patient and clinician. So, describing another way, the patients are not paying for it at the point of sale. It's kind of part of their benefit package of being a serviceman or woman, which takes 90% of the challenges away from if I compare that now to sort of working in in general practice in Civvy Street. Uh, the dentistry is more focused, so it's all related around occupationally focused dentistry. So that's just doing what you need to do in a minimally invasive manner to achieve dental fitness. So reduce the risk of that patient having any dental morbidity, so pain infection or problems over that recall period. And that's all geared towards making sure that all those people can do their jobs, whether it's in the UK or abroad without having any dental-related problems that would interfere with their job. Uh, so those are probably the two main things I kind of recall. But day to day, you know, um, some of the similarities would be I'd be working on a dental practice within uh a military base and looking after the servicemen and women who were based at that location. And they would be recalled for their routine checkups, exams, examinations. Uh, they would call them periodic dental inspections, but it's mandated there was a duty for them that they had to come in. So that was a little bit easier as well. And uh just doing routine, uh preventatively focused dentistry, so relatively straightforward more often than not, and uh just focused around health.

Dr Ruth Baidoo 7:26

Yeah. So let's now transition to once you decided to finish with the RAF and that transition was over, what was the jump like for you? I'm very intrigued about that. You've been in the RAF for eight years. So obviously, you didn't talk about payment with your patients in the RAF, but now you have to talk about money. So, how did you find that?

Dr Oliver Hinton 7:43

Yeah, it was it was something I spoke to quite a few people about. It was probably the one thing that any of us that have left the military would think about quite a lot. You know, how are we going to deal with the commercial side of dentistry and um you know the sales aspect, dealing with the figures and speaking to patients about money? Because we just hadn't had to had any any of those conversations really. Yeah, I think investment really like I definitely spent a bit of time doing some courses, get myself up to speed from a clinical point of view to give me the confidence uh to be able to discuss things with patients. So I did um a restorative master's program. I think it was good timing for me to do that because understanding the things like success rates of treatments and what what would work, what wouldn't, how we should go about various treatment planning aspects, even though I might not have done too much of it, I at least had the knowledge, which gave me some confidence to be able to speak to patients with confidence. So that was important. Um, but ultimately, you know, it it wasn't too bad in the end. I think we we tend to adapt quite quickly. Uh I suppose, again, it's going back to the foundation of the communication skills, which is probably one of the most important things within dentistry to be able to just transfer that into a different environment. But it was a culture shock. I remember, you know, I went from playing maybe five-of-side football five times a week at lunch times, um, you know, probably gym and fitness classes at least once once a day during that period as well. And I remember walking into the first practice I had a and they were all sat around having a fish and chips watching Coronation Street at lunchtime, and I thought, okay, this is a bit different. Um, and people in that room had been in that room for sort of 25, 30 years. So it was very different. Whereas in the military environment, it's more transitional. So you tend to have shorter-term relationships within the single workplaces most of the time. So uh it was different, but um, yeah, in a good way, just a different environment and to use the skill set really.

Dr Ruth Baidoo 9:39

So, did you have a financial plan when you left the RAF? And also, just out of interest, is there any like financial advice that you get when you're in the military or not necessarily?

Dr Oliver Hinton 9:47

Uh to some extent, there's there's always a very good, uh supported process when you leave the military. So it's more relevant to some of my colleagues who may not have had a professional trade that was easily transferable to civilian life. They've done a very specific job that they essentially couldn't do outside. So they need to, I don't know, set up their own business or um work within another company. So they need to gain a new skill set. But uh, I use that time to improve my knowledge on, you know, things like ethical sales and understanding payment systems and trying to uh, I think, um, you know, make sure that I was in a better place to sort out my own finances. Because, like I say, I went from a salaried position, a set amount in every month, a set amount of outgoings every month. And it was very simple and straightforward. I had never had to think about that. And from that point to this, it's extremely more complicated, you know, from being self-employed to then moving to a limited company. Um, now having a couple of you know different companies set up and all the tax implications and pensions and all sorts of things, it's just way, way more complicated. So I suppose I uh I would I could have done better with that, and I probably still could. I could still learn a lot more to and to improve on that side of things. So it's very different.

Dr Ruth Baidoo 11:00

So I remember when I was a student, we had someone from the RAF come to talk to us in maybe our first or second week of dental school, and they were trying to get people to sign up and at least pique interest. I don't think anybody in my years signed up, to be fair. But now, with you having gone down the route of that route and pathway, is it something that you would recommend and advocate to people who are considering a career in dentistry?

Dr Oliver Hinton 11:23

Yeah, definitely. And I think there's going to be a growing need for it. I suppose during my time in the military, it was all about um actually reducing numbers. Um, and perhaps we might be entering a period where that's more opportunities are going to come. I definitely advocate it for me. It was a great foundation for my career. Um, I really enjoyed it. I think that you still get lots of good opportunities. I think that the the benefits package, if you like, the salaries are extremely competitive, as I've mentioned, in in comparison to what you would have to do clinically to achieve that same level of income within Civvy Street. And um, I say the the environment is is more structured, um, can be more comfortable a lot of the time to be able to, you know, do some really nice, nice dentistry for patients and not have too many um aspects of some of the stresses that you get working in general practice. So, yeah, I would definitely recommend that to many people.

Dr Ruth Baidoo 12:18

So, Oli, tell me this. For someone who might be considering going through the military, particularly the RAF, to consider the dental route and pathway into their career, what sort of things can they expect? And what do you think would work practically for them as well?

Dr Oliver Hinton 12:33

Yeah, so it was an amazing job, and there's still significant opportunities to do that if it was something that someone was interested in, both as a military dentist. So that was how I did it, as a military officer working as a dentist, but also within the civilian role, so a civil service, that's like a salaried position as a dentist working within military teams on in military locations. So those both options are available. Um I know they're actively recruiting for both in various geographic locations um across kind of UK. Um, I think the salary is pretty competitive. If you look online, I think they're they're advertising there that starting salary for dentists is about 92,000 plus benefits package extras. And that will also be based on your level of experience. So there's there's certainly um options available for that still. And there's also, you know, still a lot of my colleagues are still there. It's a great, great set of people, and um yeah, you'd you'd have a good time for sure.

Dr Ruth Baidoo 13:29

Well, Oli, I want to say a massive thank you for chatting with me today and for sharing your story and your journey. It's been really, really informative. I mean, I've been a dentist for 10 years, but I really didn't know much about dentistry careers in the RAF. So you've educated me today. Thank you so much for sharing and thank you for your time.

Dr Oliver Hinton 13:43

Brilliant. Thanks so much, Ruth. Take care.

Ruth's Interview Reflections

Dr Ruth Baidoo 13:49

So just by chatting to Oli, hearing more about his story, is actually quite fascinating to know that there's an alternative route that you can consider for dentistry and doing it through a military career. I mean, at university, like I said earlier on, we had people come and talk to us, but there really wasn't much

Speaker 14:04

emphasis on it. And I wonder why. And I also think that if you're someone who's quite active or quite likes the idea of it, then it's something to consider. Why not combine the two? So it's definitely food for thought.

Ask The Experts [with Andrew Brown and Martin Febery]

Speaker 14:16

So in every episode, I sit down with a panel of trusted experts to help us unpack the numbers behind the story that you've just heard. We take a real life experience of a dentist and translate it into a practical insight, what to plan for, what to watch out for, and what smart decisions could look like if you ever find yourself in a similar situation. Today on the panel, I'm joined by Andrew Brown, who's the director and mortgage broker at Mortgages4Dentists, and Martin Febery, who's the principal advisor at Money 4Dentists. How are you both doing?

Martin Febery 14:44

Really good, thank you.

Andrew Brown 14:45

Very well, thank you.

Dr Ruth Baidoo 14:46

Fantastic. So we've just heard Oli's episode, which was very, very refreshing and interesting because from a very different perspective, you know, him being in the RAF for a period of time. So I really want to sort of like discuss this because it's a very different angle to what we're used to as dentists. So the first question is this because we heard Oliver talk about bursaries and funded education through the RAF, if a dentist qualifies with little or no student debt, how much of a financial head start does that actually give them long term?

Martin Febery 15:13

So Oli's experience kind of really highlights just how important or significant it can be to graduate without student debt. The the advantage isn't just having more disposable income early, it's about having freedom. So without the loan repayments, you've just got more options. You can save earlier or invest sooner and make career decisions based on an opportunity rather than necessity because there's less pressure around that. So that flexibility can make a huge difference over time. Starting earlier, the um the effect of compounding is is incredibly huge. So what really matters though is how you take advantage of it. So and Oli reflects on this as well, it's very easy for the surplus income to quietly disappear uh into lifestyle uh without leaving much of a kind of leaving much of a trace. So if you use that freedom intentionally through um either saving or pensions and or investing in yourself, then the absence of debt can be a really meaningful compounding effect over a whole career.

Dr Ruth Baidoo 16:16

So you kind of touched on it, lifestyle creep basically, having all this disposable income at your hands and just thinking, oh, I can buy a car with this, you know, I can go on a fancy holiday. And slowly but surely then your, you know, your expenses kind of creep up. And I think not just for dentists, but in any circumstance, if you were to get a pay rise, it's very, very easy to fall into that sort of pattern. And before you know it, you don't have a lot of money left at the end of the month. So I guess it's just being sensible about the money that you do have and then making better choices for it, whether it be investments like you said, or putting money away, saving and things of that nature.

Martin Febery 16:52

So you're not gonna be surprised that I'm gonna say yes, it comes down to planning.

Dr Ruth Baidoo 16:56

Yeah.

Martin Febery 16:56

And it really is just not realising the position you're in, for example, starting off with no debt and thinking, what am I gonna do about that to improve my future self? That really does make start to make a difference.

Andrew Brown 17:11

Yeah. And from a buying your own home perspective, it certainly helps potentially accelerate that because instead of repaying debt, you're now saving a deposit. And often nowadays a lot of parents help as well. So I imagine you could get on the property ladder significantly quicker with no debt. So there's no doubt it it gives you a real boost. But also that Martin sort of alluded to thinking about how you're spending your money and Oli. He again, he's probably been modest. I don't think he would have wasted loads of money. But it it does sometimes happen that I meet a lot of dentists and you'll go through their commitments and there'll be a Porsche taken, £1,200 a month on a car lease, and then the partner might have a Mercedes at £800 a month, and then we've got two kids at private school, another three and a half thousand pounds a month. And actually, they then think they're earning lots of money, but actually there's not much left at the end of the month, and it also restricts you in getting a mortgage as well, because instead of being able to maybe borrow five times your income, which might have been a half a million pound mortgage, maybe you can only borrow 300,000 pounds. And we've touched on this before, Ruth Wave mentioned well, we don't teach as identical, they don't. No one teaches people about how a mortgage lender calculates affordability of how much you could borrow to buy a house. And so you sometimes underestimate the impact of, say, getting a car or maybe school fees and two examples that I've given. So you do need to really think about what do I want to be in the future in terms of house ownership? And then of course, you may also be thinking about buying a practice at some point as well. So, how do I want to look when I go into a bank and I might approach Lloyd's or I might approach an At West of a big commercial loan if I've got some serious outgoings or I'm not maybe in control of the finances. So, yeah, it it's thinking about where you might want to be in the future and presenting yourself in the best light, but at the same time, you also only live once as well. So I'm not saying go and buy um a more modest car necessarily, but think about the impact of those purchases.

Dr Ruth Baidoo 19:19

For sure. And I think even just thinking back to when I first qualified as well, there's a lot of things that you kind of have on your list of things that you want to purchase and buy and things like that. And home ownership is definitely for I would I'm gonna speak on behalf of most dentists, it's usually like a goal for the majority of people in the country, let alone dentists as well. So another question how does start your career on a guaranteed salary rather than being self-employed from you know immediately shape financial habits early on, like things like when it comes to saving, borrowing, understanding what your risk is and um lifestyle and inflation too.

Martin Febery 19:55

So start on a guaranteed salary, you should tend to um build financial discipline. You've got a regular income, so you kind of know how much you can save, your your spending will be predictable and generally lower financial stress as opposed to self-employed, where there may be more uncertainty around it. I know that's not always the case, but there may be more uncertainty around it. I think Oli's career really benefited from the clarity and stability. Um you know what's coming in, you plan around it, and the good habits fall quite naturally. But he's also in you know quite a regimented environment as well. So I'm sure that lends a lot to it as well. Challenge comes when you move to civilian dentistry where um your income becomes variable, likely. Responsibility shifts to you. So without deliberately recreating the structure, even high earners can feel unsettled. Luckily, for people coming from a forces background, it's likely that um they have brought structure into their life because of the the lifestyle. But the fact is, it needs to be deliberate and you need to make sure that you are ready for it because it's a very big change. So Holly's translation shows how important it is to replace the structure, that institutional structure, with personal financial systems. That means buffers for cash, saving routines, um planning. If the income becomes less predictable, structure it becomes more important, not less.

Andrew Brown 21:28

I think there's probably to sort of add to this, and this will resonate with everyone that's listening, that's a dentist, is there's probably two dates in your mind. There's the 31st of January and the 31st of July. And those two dates, they're not like birthdays or birthday for HMRC because that's when payments are due twice a year. Um, and it you've got to really worry about that. And if you're young as well, it it's hard because you're trying to make your way in the the the industry technically and gain experience and you've suddenly now got to manage money. As well. So having that structure that Oli had, he's probably very lucky that he got to focus on dentistry and didn't have to worry about financial planning. And it's a double-edged sword. Those that are young and self-employed, on one on one hand, they're learning early, but on the other hand, you maybe could make a lot of mistakes and cause a lot of stress and could get into financial difficulties. And being on top of your sort of tax planning is really important. And if you don't have to do that and you're employed, then it makes life a lot easier.

Dr Ruth Baidoo 22:27

Definitely. Definitely. So Oliver spent almost a decade in the RAF before transitioning into civilian dentistry. From a planning perspective now, what should someone ideally have in place financially before making that move?

Martin Febery 22:41

From a planning point of view, leaving the structured system like the RAF works best when it's treated like a project. And it's as I said already, it's likely that someone from that background will treat it as a project, not just a leap. So it means the under understanding the true living costs, building a cash buffer, and mapping out scenarios before the move actually happens. So back to planning. I think Ollie shows that even like a confident, capable professional, you can underestimate the emotional and financial impact of stepping into Civvy life. So it's the planning doesn't remove the uncertainty, but it does reduce the stress because you you have an idea of what's coming and you've put a plan in place. It's not going to be correct. It's there's going to be things that are different. But if you've covered the main bases, you're giving yourself a much better um platform to jump off from.

Andrew Brown 23:40

Yeah, and I I was going to say, Ruth, to sort of jump in on the the long-term planning of that. If you maybe you're own a property, for instance, and if you're going from employed to self-employed, you might want to think about, well, how does how's that going to impact me over the next two or three years while whilst I'm building up a self-employed history? So think about that. You don't necessarily want to have a mortgage renewal a month after you've gone self-employed. You can always change with your existing lender, that's always a possibility. But if you want to have access to all lenders, so it's kind of thinking about that, thinking about what benefits might we lose when we go from an employer. Um, especially something like the armed forces have got great benefits. I'm talking about maybe things like life cover, could have sick pay. You're gonna lose all of that potentially. I'm sure Oli would have done when he went into his his current associate role. Um so you have to start thinking about well, what's gonna happen if I can't work? Do I now need to put some insurances in place? So that there's a lot of things that change. And as Martin said, and we'll always say I'm actually a trained project manager as well, is keep is plan, plan, plan, plan.

Martin Febery 24:48

Yeah.

Andrew Brown 24:48

Um and speak to people and get advice, speak to people who've done it, what are the pitfalls, what can go wrong.

Martin Febery 24:54

I mean it's also looking at those hidden costs or hidden benefits, maybe. So within the forces, you're gonna have to think about things like accommodation subsidies or CPD funding, healthcare, various types of protection to look after you, not just the immediately financial, but the fact that you're now gonna have to take these into consideration because first of all, they're not gonna be organized for you. And secondly, they're not gonna be paid for you.

Dr Ruth Baidoo 25:21

Well, thanks, guys, for breaking that down so clearly. It gives us a more practical view about how to sort of address this. If anybody's in this situation or considering maybe a career in the RAF as a dentist and maybe hasn't considered it before, or they're currently thinking about things. So thank you very much for that, and thank you very much for your input as well.

Andrew Brown 25:37

No problem. Thank you.

Martin Febery 25:38

Very welcome.

Dr Ruth Baidoo 25:40

Okay,

Top Takeaways

Dr Ruth Baidoo 25:41

before we wrap up today's episode, let's do a quick recap of everything that we've covered in this episode and things that have really stood out to me. Takeaway number one: a salaried start and low debt are definitely going to give you a head start, but that's only if you plan early. Takeaway number two, leaving the military means losing built-in safety nets. So actually having sick pay and housing paid for, food and things like that, it's one less headache to think about. But then you have to think when you actually leave the military or the services and the forces, there are other additional expenses that you will have to then consider. Takeaway number three, practice ownership is still possible, but only with proper buffers in place. So knowing that you can borrow and knowing what your limits are is going to be really, really crucial if you do decide to make that jump from working in the forces to going into civilian dentistry and possibly even owning your own practice. A huge thank you to my guest, Dr. Oliver Hinton, for sharing his story and to the experts, Andrew Brown and Martin Febery, for helping us unpack the numbers behind this pathway. If Oli's journey has got you thinking about your own career options or financial decisions, you are definitely not alone. And you can keep the conversation going inside the Just4Dentists Facebook community. So if you know someone who's considering an alternative pathway in dentistry or thinking about making a big career move, do share this episode with them. And don't forget to subscribe and follow Just 4Dentists on Apple, Spotify, or wherever you get your podcast. And if you can, leave a quick rating or review to help more dentists discover the show. There's also more information and resources about the topics discussed today on the Just 4Dentists website, which is www.j4d.co.uk. Thanks for listening and I'll catch you on the next episode with another great guest. Bye.

Dr Ruth Baidoo 27:27

You've been listening to Just4Dentists , presented by me, Dr. Ruth Baidoo. Just4Dentists is brought to you by the Just4Dentists team, experts who are proud to provide dental professionals with the right insights to navigate the financial and business decisions dental school didn't teach us. For more resources, insights, and tools to help you get the most out of your career, head over to www.j4d.co.uk